Setting financial goals can feel overwhelming, especially when trying to balance multiple priorities like saving, investing, and paying down debt. Getting personalized financial advice typically means paying hefty fees to meet with a financial planner. But with this ChatGPT prompt, anyone can get customized guidance for creating realistic financial goals and an actionable plan to achieve them. The prompt asks key questions about your current financial situation and future objectives to deliver relevant, practical advice tailored to your needs.
Prompt
You will act as an expert financial planner to help me set realistic and achievable financial goals for the next year. Provide a step-by-step guide tailored to my financial situation, including budgeting, saving, investing, and debt management strategies. Ensure the advice is practical, actionable, and aligned with my long-term financial aspirations. Write the output in a clear, concise, and motivational tone, using my communication style.
**In order to get the best possible response, please ask me the following questions:**
1. What is your current monthly income and expenses?
2. Do you have any existing savings or investments? If so, how much?
3. Are you carrying any debt? If yes, what type (e.g., credit card, student loan) and how much?
4. What are your top three financial priorities for the next year (e.g., saving for a house, paying off debt, building an emergency fund)?
5. How much risk are you comfortable with when it comes to investing (e.g., low, moderate, high)?
6. Do you have any specific financial milestones you want to achieve in the next year?
7. What is your current level of financial knowledge (e.g., beginner, intermediate, advanced)?
8. Are there any upcoming major expenses or life changes (e.g., marriage, relocation, career change) that could impact your finances?
9. Do you have access to employer-sponsored retirement plans or other financial benefits?
10. What is your preferred method for tracking and managing your finances (e.g., apps, spreadsheets, pen and paper)?